Flexible, Reliable Financing for Business Growth
Our Revolving Loan Facility is designed to support businesses with ongoing funding needs. Whether you’re managing cash flow, capitalising on new opportunities, or covering unexpected expenses, this facility provides the flexibility to draw, repay, and redraw funds as required, giving your business the agility it needs to thrive.
Why choose an Adelpha Revolving Loan Facility?
A facility up to £30,000
Fast decisions
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We say "Yes" more often
Friendly service
Transparent fixed costs
Funding when needed
Who can apply for a Revolving Loan Facility?
To be eligible, your business should have a minimum trading history of 2 years, demonstrate consistent or steadily growing monthly revenue, and operate profitably. Additionally, the business must have majority ownership based in the UK, with at least one UK-based home owning director who has a strong credit history and is willing to provide a personal guarantee
Some of the benefits are:
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Apply in minutes for up to £30,000 and get a decision within two working days
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Draw, repay, and redraw funds as needed
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Competitive rates from 2.5% per month
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Available for any business purpose
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No hidden fees or charges
How does it work?
Our Revolving Loan Facility provides access to loans of up to £30,000, with repayment terms of up to 18 months. When additional funds are needed, you can simply draw another loan. Repayments are made through monthly instalments over a term of your choice, up to 18 months.
Unlike many other forms of business funding, our Revolving Loan Facility is unsecured, meaning there’s no need to place charges over your company or personal assets. While we do require a personal guarantee, this is designed to align with the needs of small business owners who are personally invested in the success of their business
The Revolving Loan Facility is designed to provide a financial boost exactly when your business needs it most
1. Apply
It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name
2. Quick Call
We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements
3. Underwriting
Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business day
4. Funding
If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to redraw funds when you need them